Invoice Finance
Unlock cash tied up in unpaid invoices — keep your business moving.
Invoice finance helps businesses release working capital from unpaid invoices instead of waiting 30–90 days. It supports SMEs, contractors, recruitment agencies, logistics firms and service businesses with the cashflow they need to grow.
What Is Invoice Finance?
Invoice finance advances most of your invoice value upfront, providing immediate liquidity. The remaining balance is released once your client pays. Ideal for businesses that invoice on credit terms.
Who It's For
- SMEs with delayed payments
- Trades and construction subcontractors
- Recruitment agencies with weekly payroll
- Wholesalers, manufacturers and logistics firms
- Professional services with long payment cycles
Types of Invoice Finance
Factoring
Advance + credit control handled by lender.
Confidential Invoice Discounting
Advance funding while you keep control of collections.
Typical Terms
Advance
up to ~90% invoice value
Speed
24–48 hours
Fees
small percentage of invoice + service fee
Security
debtor book
Contract: whole book or selective
Common Use Cases
Cover Payroll
Keep staff paid while waiting for invoices to clear.
Purchase Materials or Stock
Fund inventory without delaying customer invoicing.
Take On Larger Contracts
Secure upfront capital to scale operations.
Smooth 30–90 Day Payment Terms
Access cash immediately instead of waiting on slow payers.
Real-World Example
A logistics firm needed cash to fuel vehicles and pay staff while waiting for clients to pay. Invoice finance was arranged within 48 hours, enabling route expansion and stronger cashflow.
Need cash faster so your business can take on more work?
Let's discuss your cashflow needs and explore the right invoice finance solution.
See Invoice Finance OptionsWhy BridgFunder London?
- Access to specialist invoice finance lenders
- Clear explanation of lending structures
- Fast setup (often inside 48 hours)
- Practical guidance throughout the process