Business Loans & Working Capital
Fast, practical funding to keep your business running smoothly.
Working capital finance helps businesses cover day-to-day costs. Whether you need funds for payroll, stock, materials or growth opportunities, these loans give you stability when cashflow fluctuates.
What Is Working Capital Finance?
Working capital finance provides a lump sum you repay over time. It is ideal for managing operational needs such as stock purchases, wages, supplier payments, unexpected costs or short-term projects.
Who It's For
- • Small & medium businesses (shops, trades, workshops, logistics, services)
- • Project-based businesses needing funding before invoices clear
- • Growing SMEs looking to take on new work
- • Seasonal or irregular-income businesses
Typical Terms:
- • Loan Size: £3,000 — £500,000+
- • Term: 3–60 months
- • Speed: 24–72 hour decisions
- • Security: secured or unsecured
- • Repayments: daily, weekly or monthly
Common Use Cases:
- • Stock and inventory
- • Payroll and staffing
- • Supplier payments
- • Marketing and business growth
- • Unexpected costs
Real-World Example:
A workshop secured a working capital loan in 48 hours to purchase materials for a large contract while waiting for invoice payments. This allowed faster delivery and repeat business.
Ready to fuel your business?
Get fast funding with transparent terms and expert guidance.
Get Started TodayWhy BridgFunder London?
- • Clear guidance without jargon
- • Fast decisions and transparent expectations
- • Broad panel of specialist lenders
- • Practical repayment structure advice